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Anyone can afford a much more expensive property than they normally could if their debt to income ratio is low.

The buyers in HGTV have sold another property and are house hunting with a large down payment, or they have steady high-paying jobs, or they recently inherited funds, or they worked hard, spent little saved everything and can now afford to buy the house if their dreams.

The other issue is that if you’re in Detroit, MI watching HGTV and a 28 year old couple is buying a million dollar home in Los Angeles, CA the numbers don’t make sense to you because that’s not what a million dollar …

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