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A lot depends on what city and state you live in and how your income is structured.  Much more than most may realize.  Also, it obviously depends on what your definition of luxurious is and how complex your life is.

Live in the suburbs Northern NJ, Southern CT, CA Bay Area, Arlington, VA, Eastern MA, or any of the highest tax burdened and cost of living states in the union, and you can make $190K in a W-2 while performing middle-middle class.  You’ll surrender more than half your income to taxes while insurance and housing costs will be like an anchor tied around your waist.  Keeping up with…

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